Peggy Smelcer
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  Mortgage Loan Information
  • Your Savings and Down Payment
  • Documenting Your Assets - Verifying Your Down Payment
  • The Biweekly Mortgage - Who Needs It?
  • Closing Costs When Buying or Refinancing a Home
  • Which ARM is the Best Alternative?
  • FICO Score - a Brief Explanation
  • WHAT'S A FICO?
  • FICO Scores and Your Mortgage
  • Items You Need for When Applying For a Loan
  • Where Does the Money Come From for Mortgage Loans?
  • Types of Mortgage Lenders
  • The Advantages of Different Types of Mortgage Lenders
  • The No-Cost Thirty Year Fixed Rate Mortgage
  • Land Contract
 

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